Dear Members,

 

You will be getting an Open Enrollment Bulletin on health care coverage. You have until June 4^th to change your health coverage. You may want to look at the Delta PPO dental as it is now tiered and could greatly affect the cost to you. If you and your spouse (providing you do not have children) are employed by CUSD you may want to consider each enrolling in a single payer. This could save you $131.56 per month if you are both 2-party payers.  It is even cheaper if both employees go single then one opting to do a 2-party and the other opting out. If you do opt out then only a "major life changing event" would allow you to re-enroll. If this is confusing please do not hesitate to call CEA for more clarity.

 

General overview of cost sharing : 

• Each full-time employee pays 32.48% of health and welfare annual premiums and the district pays 67.52%.
• The district pays a base $9887.81 per each participating full-time employee annually. Each spring, a "snapshot" is taken of the total number of participating employees, and that sum determines the fixed total for the district's contribution each year. In 2009-2010, the calculation was $9887.81 x 1107.033 PFTE (participating full-time equivalent employees).  In 2010-2011, the calculation is: $9887.81 x 1086.785 PFTE.

 

 

 

Here are the total increases to the district by the Insurance Companies:

 

Kaiser..... 3.52 %

 

PPO Prudent Buyer.......14.87 %

 

Blue Cross HMO........ 9.2%

 

Mental Health......... 0%

 

Delta PPO Premier.........(The PPO Delta Dental Plan's increase in 2009-2010 was 38.30%, and the agreement was that the premium would stay unchanged for 2010-2011.)

 

Delta Care HMO...... 0%

 

Vision Service Plan...... 0%

 

Group Life.......... 0 %

 

Here is the percentage increase from last year's contribution by all employees:

 

Kaiser...........14%

 

PPO Prudent Buyer.......26%

 

Blue Cross HMO .......... 20%

 

Mental Health......... 10%

 

Delta PPO Premier..... Single/ -49%...2-Party -0.8%.... Family 55.9%

 

Delta Care HMO....... 10.2%

 

Vision Service Plan.....  10.1%

 

Group Life.......... 10.11%

 

Increase in District costs, please note that due to the state budget cuts the district has not increased their contributions to health and welfare:

 

Kaiser....... -0.9%

 

PPO Prudent Buyer...... 9.9%

 

Blue Cross HMO..... 4.5%

 

Mental Health...... -6.4%

 

Delta PPO Premier.....

 

Delta Dental HMO.... -4.2%

 

Vision........ -4.2%

 

Group Life....... -4.2%