February 2008
NO-COST AUTOMATIC INSURANCE PROTECTION - NEW
(2/15/08)
As a CTA/NEA member you are automatically eligible for two valuable insurance programs at no additional cost, the CTA Death & Dismemberment Plan and the NEA DUES-TAB. These plans are a no-cost insurance protection exclusively for CTA/NEA members. The CTA Death & Dismemberment Plan and the NEA DUES-TAB automatically cover you on September 1, following the date you become an eligible member, but even if you have just one year of credited membership, you will be eligible to receive a benefit.
You may name anyone as your designated beneficiary. Simply complete one beneficiary registration form for CTA and one for NEA. By doing so, you will not only ensure that your designated beneficiary is registered, you will have personal security that comes with your CTA membership.
The CTA Death & Dismemberment Plan is designed to provide a life insurance benefit that increases with each year of continuous CTA membership, until the maximum benefit is reached after ten (10) years. The NEA DUES-TAB maximum benefit is reached after five (5) years.
CTA NEA
Death Benefit up to $2,000 up to $1,000
Accidental Death and up to $10,000 up to $5,000
Dismemberment Benefit
Occupation/Association Leader $50,000 $50,000
Accidental Death and
Dismemberment Benefit
Unlawful Homicide while NA $150,000
on the Job
This is only a brief summary and not a complete description of the Plans. For a complete description of the CTA Death and Dismemberment Plan, please refer to the booklet entitled "CTA Death & Dismemberment Plan and Summary Plan Description," a copy of which is provided to all CTA members. To register a beneficiary, please call the CTA Risk Management and Member Benefits Department at (650) 552-5200 or e-mail:
member_benefits@cta.org. For a complete description of the NEA DUES-TAB or to register a beneficiary, please call the NEA Member Benefits Department at (800) 637-4636.